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They hardly ever bite people and can easily be trained. In response to rising costs from dog claims, insurers are tracking the breeds most associated with attacks, and adjusting premiums and other policy provisions accordingly. 1 The below statistics and studies examine injury occurrence and the breeds of dogs most likely to inflict severe and fatal injuries. These are the six breeds Cass says most companies will not insure: Pit bulls and Staffordshire Terriers Doberman Pinschers Chows Rottweilers Presa Canarios German Shepherds Instead, “pitties” are a category identified by sight with physical characteristics like a muscular body and large head. They're as stubborn as they are fluffy. Indeed, the list-topping pit bull isn’t even recognized as an actual breed by the American Kennel Club. The smallest breed of dogs also happens to be the most likely to bite. Learn more about how we make money. Socialization is also key, she adds, helping “your dog feel at ease in different situations. That rise continued a trend that’s more than doubled the cost of the average dog-related claim since 2003. 10 Dog Breeds with the Most Bites. It’s better to give a dog the benefit of the doubt rather than overreact and create a challenge for the dog. LinkedIn ; Laura Mueller is a freelance writer and editor with a background in animal advocacy. The culprits, according to the Triple I, are increased medical costs as well as the size of settlements, judgments, and jury awards given to plaintiffs, which are trending upwards. A study conducted on dog bites in children concluded that parents who wish to get a dog should try to avoid certain breeds like the Chow Chow. Trump vs. Biden Polls: Are The Tables Starting To Turn? Source: Animalia Life. } catch(e) {}. DogLancer Options include a separate canine owner liability policy through a company that offers one, like Prime Insurance or Einhorn. However, this list is a bit different than others. 3. Dog bites can cost serious money to settle, and can even put your home insurance policy into peril. Shar pei. In order to determine the best fit for your family, you must first be realistic about how a dog will affect your children. Farmers, Nationwide, and Allstate are among the companies that have been known to ban certain dog breeds from coverage. What Would a Democratic Socialist America Look Like? 6. It will also cause you to be canceled and you may not be able to get insurance in the standard market.”, The 2020 Hurricane Season Is Underway. NewsCetera While insurers don’t delve deeply into DNA, according to Bob Hunter of the Consumer Federation of America, these groupings based on broad appearance still matter to numerous insurers when determining home coverage for a dog owner. Number 1: Labrador retriever. Top 5 Breeds Causing Non-Lethal Dog Bites 1. This piece walks you — if you will — through some ways to minimize your dog’s disruption to your insurance. Some dog breeds have way worse reps than others, even if they are not necessarily deserved. 15 Most Timid Dog Breeds Breeds such as Great Dane and Akita were found to have a lower relative risk of biting; however, the average damage from these bites was high. Furthermore, “if it’s a rescue dog, find out if it has a biting history or was abused,” McCarthy says -- once a dog injures someone in your home, you risk getting your coverage dropped. Chihuahuas. Chow Chow. The large dogs are strong and often a handful. And it’s not a large, muscular dog at number one, it’s the tiny but feisty Jack Russell Terrier . However, there are some who were never supposed to get that far. September 5, 2020, 2:01 pm, by These Are the Worst Dog Breeds for First-Time Dog Owners Akita. She has worked in pets media for more than seven years. Biting Dogs and Dangerous Breeds Some breeds bite more often, but other factors are important. The main reason being: as per dog bite statistics, they are one of the ten worst dog breeds for biting. On the other hand, State Farm is among the few that don’t have any restrictions on breeds, according to Heather Paul, the company’s spokesperson for pet programs. _g1.classList.remove('lazyload'); Collies love to play with kids, please their owner and protect their human family. Learn how to stop your dog from biting with these tips from AKC's dog training experts. Unincorporated Parker Animal-to-Human Dog Bites 2010-2017 by Breed and Severity. Bad Dogs: These Biting Breeds Are the Worst for Your Home Insurance Policy. Don’t let it deter you from adopting a breed on this list. They can be very aggressive. Collie. This is due to the fact that the breed has been known to bite non-household members. Order to determine the best 15 best chew Proof dog Blankets for Chewers. Fight the dog will affect your children looking for your family, you must first realistic! 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